Question 1 · Easy
Ayushman Bharat PM-JAY gives each eligible family a cashless health cover of up to:
- A₹1 lakh per year
- B₹10 lakh per year
- C₹5 lakh per year
- D₹2 lakh per year
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Answer: C · ₹5 lakh per year
Pradhan Mantri Jan Arogya Yojana gives eligible families cover of up to ₹5 lakh per family per year for secondary and tertiary hospital care. Treatment is cashless and paperless at empanelled public and private hospitals, with no limit on family size or age. It is the insurance arm of Ayushman Bharat. The other arm is the Ayushman Arogya Mandirs for primary care.
- A: ₹1 lakh is far below the PM-JAY cover.
- B: ₹10 lakh exceeds the standard family cover.
- D: ₹2 lakh is not the national PM-JAY limit.